If you're injured or become ill on the job, you must immediately notify your supervisor and contact HR. This will ensure that you obtain appropriate medical treatment and that the Company can file the necessary paperwork related to your Workers Compensation claim.
Injured on the job. Overview of Workers Compensation.
What to do if you are injured on the job?
If you’re injured or become ill on the job, you must immediately notify your supervisor and contact HR. This will ensure that you obtain appropriate medical treatment and that the Company can file the necessary paperwork related to your Workers Compensation claim. If you don’t report the incident right away, it may result in the appropriate report not being field in accordance with the law, which may consequently jeopardize your right to benefits in connection with the injury or illness.
What is Workers Compensation?
Workers Compensation Insurance provides for payment of certain medical expenses, and for partial salary continuation, in the event that you suffer an illness or injury that arises out of and in the course of your employment. The amount of disability benefits and the duration of those payments are determined by the nature of your illness/injury and applicable state law. The Company pays the full cost of this protection.
What is not covered by Workers Compensation?
The determination of whether a claim is compensable under Workers Compensation is determine by the claim representative acting in accordance with applicable state law. The Following are some common types of claims that are not covered.
- Injuries/Illnesses that are not work related
- Injuries/Illnesses resulting from the aging process
- Injuries/Illnesses that are intentional
- Injuries caused by drinking alcohol or using drugs
- Injuries as a result of participating in horseplay
- Injuries while traveling to/from work–whether in a company or personal car.
What are Workers Compensation benefits?
Benefits are governed by each State and can vary. In the event of a work related injury, a CSS claim representative can fully explain what is covered in your state.
Traditional benefits include:
- Medical–Reimbursement for doctor & hospital bills, Xrays, lab tests, medications. Medical expenses that are not related to the accident are not covered.
- Loss of Earnings–Following a waiting period, lost wages may be reimburseable. The amount is determined by the state and is usually a percentage of your weekly pay, subject to a minimum and maximum.
- Compensation for Permanent Injury
- Death Benefits for a Survivor