Employee Contributions 2024
In an effort to bring equity to the way we charge for our health plans – rather than charge a flat rate for everyone to pay, we charge a percentage of salary for each plan we offer depending on who you elect to cover. This means whether you earn more than $30,000 or less than $135,000 you are paying the same percent of your salary for the same amount of benefit.
The underlying distribution is also based on your family circumstance. Individual coverage is our least expensive option, followed by a single parent and child or children. Two adults tend to be more expensive with adult levels of care and prescription drug needs; and of course our highest cost sharing is attributed to full family coverage where two adults plus children are covered under our plan.
Our employee contribution modeling tool can be found on the New Hire Enrollment page for your convenience. However, listed below is how our pricing is distributed across our different medical plan options:
EE Only | EE + Child(ren) | EE + Spouse | EE+ Family | |
Aetna Choice POS II | 2.25% | 4% | 4.75% | 6.2% |
Aetna CDHP | 1.50% | 2.55% | 3.25% | 4.7% |
Aetna Basic Choice | 0.50% | 0.85% | 1.10% | 1.60% |
Kaiser HMO of CA | 1.15% | 2.10% | 2.6% | 3.55% |
We have also implemented minimums and maximums. If your monthly salary multiplied by the % of deduction is more or less than these numbers – you would not pay less than our minimum, or more than our maximum.
EE Only | EE + Child(ren) | EE + Spouse | EE+ Family | |
Aetna Choice POS II | $56/$253 | $100/$450 | $119/$534 | $155/$698 |
Aetna CDHP | $38/$169 | $64/$287 | $81/$366 | $118/$529 |
Aetna Basic Choice | $13/$56 | $21/$96 | $28/$124 | $40/$180 |
Kaiser HMO of CA/HI | $29/$129 | $53/$236 | $65/$293 | $89/$399 |
So when making your plan selections you will want to compare the full amount of premium you will pay on a yearly basis against things like the amount of deductible, the level of coinsurance, the ability to contribute to a Health Savings Account etc.
For a more detailed compare of the plan’s coverage see this side by side comparison
Having trouble picking a plan? Take a few moments to go through our excellent new tool Pilot, a plan decision tool.
Bi-Weekly Dental Rates
Note: if you are paid weekly you may divide this amount in half to derive your deduction:
Tier | Dental PPO | Dental DMO |
Employee Only | $9.67 | $3.62 |
Employee + Spouse | $19.35 | $7.10 |
Employee + Child(ren) | $21.77 | $8.33 |
Employee + Family | $31.44 | $11.73 |
Bi-Weekly Vision Plan Rates
Tier | Aetna Vision Plan |
Employee Only | $1.72 |
Employee + Spouse | $3.45 |
Employee + Child(ren) | $5.18 |
Employee + Family | $6.91 |